The 401(k) Lie:
Why Most Retirements Will Fail
Mutual funds Index funds ETFs Bonds
Most people think they’re invested. But what they really own is paper:
And those paper assets? They all depend on one thing—con�dence in a system that’s
cracking. If 2008 taught us anything, it’s this: markets can crash overnight. If 2020
reminded us of anything, it’s that central banks can prop them up—until they can’t.
And now in 2025, we’re seeing the next chapter unfold.
Volatility isn’t just rising—it’s accelerating. Political shocks, credit downgrades, currency
instability, and runaway debt are rocking the system week after week. Yet millions keep
pouring their retirement savings into it as if nothing’s changed.
Most retirement accounts are still heavily tied to the U.S. dollar, Wall Street stocks, and
debt-based assets. But the dollar is weakening. Interest costs are exploding. And the Fed
is boxed in—unable to tame in�ation without triggering a meltdown.
PriorityGold.com