A Message from Priority Gold
The greatest wealth transfers in history tend to begin the same way. Chaos
rises. The financial system cracks. And while most people freeze, a prepared
few position themselves.
Rich Dad's Robert Kiyosaki has spent years warning of what he calls the
Greater Depression, a long stretch of economic and monetary disruption that
could reshape America's financial future. The warning signs are not hard to find.
Inflation has taken more purchasing power than the official numbers suggest.
The national debt has moved past $40 trillion. And confidence in the U.S. dollar
is being tested in ways it has not been in decades.
Most retirement portfolios still sit on top of that system. Stocks, bonds, and
cash all depend on the strength of the dollar. When confidence in the dollar is
shaken, paper assets tend to feel it first.
That is the case for real tangible assets. Gold and silver have outlasted every
currency, every empire, every central bank experiment, and every market crash.
They do not depend on anyone's promise to hold their value.
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Important Disclosures
Priority Gold's (“PG”) brochures and the other information it disseminates are for general educational purposes only. They are not and should
not be considered investment advice. Customers may not rely on these general education/information materials for any purpose. The precious
metals markets, moreover, are fluid and fast changing. Information provided herein may be superseded by intervening events.
PG is not a financial planner, retirement specialist or investment professional. PG does not provide legal advice, tax advice, or retirement-
specific recommendations, and the information it provides does not take into account each customer’s particular economic circumstances and
investment/retirement objectives. Your investment and retirement needs may be different and should be factored into any investment decision.
Each customer is responsible for doing his or her own independent research regarding any decisions he or she makes about purchasing
precious metals through PG or elsewhere. Precious metals may appreciate, depreciate, or stay the same depending on a variety of factors. PG
cannot guarantee, and makes no representation, that precious metals will appreciate or appreciate sufficiently to make customer a profit.
PG’s precious metals prices include a spread (i.e., a fee or gross profit) over and above PG’s cost for the physical precious metals it sells. This
spread covers PG's operating costs (such as rent, marketing and salaries) as well as PG’s profits. PG’s spreads are variable, but range from 2% to
34.99% of the price quoted. For more information about how much your precious metals must appreciate to make a profit, please see the more
detailed disclosures in PG’s customer transaction agreement.
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The Dollar’s Dying—and No
One’s Telling You
A weakening economy is dangerous. A weakening currency?
Catastrophic.
For decades, the U.S. dollar has been the world’s reserve currency. Nations traded oil
in dollars. Central banks held dollars in reserve. And America reaped the benefits: low
borrowing costs, global demand, and control over the world’s financial plumbing.
But in 2025, that dominance slipped.
This year alone, eleven major nations have taken direct steps to reduce their reliance on
the U.S. dollar in global trade, including:
China
Russia
India
Brazil
Settling trade in local currencies
Launching digital payment systems
And the shift is accelerating faster than anyone expected.
A major reason? A new global payments network that removes the dollar from the
center of world trade.
Project mBridge is now live — and 137 nations are building a parallel digital
settlement system that allows them to trade outside of U.S. control. This new system
lets countries settle transactions instantly, without touching SWIFT or the dollar.
It is already reshaping the world’s financial plumbing.
When nations can bypass the dollar, they do. And once this shift hits full speed, the impact
on American savings will be severe. Yet Wall Street still insists everything is fine.
Forming gold-backed agreements
Bypassing the SWIFT network
South Africa
Iran
Saudi Arabia
Argentina
United Arab Emirates
Malaysia
Indonesia
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This trend—“de-dollarization”—accelerated after the U.S. froze Russia’s dollar reserves in
2022. That shattered the illusion of dollar neutrality.
Now:
Forbes recently put it bluntly: the dollar is no longer seen as a “safe haven”—it’s a source
of volatility.
If the dollar loses global reserve status—even partially—the impact will ripple through
every dollar-based asset:
All could lose purchasing power overnight. This is already happening.
Central banks are dumping Treasuries
Gold purchases exceed 80 metric tons a month
Cross-border digital currency development is booming
Stocks
Bonds
Mutual funds
Retirement accounts
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How They Rig Inflation to Steal
Your Savings
They say inflation is under control. That's a lie.
Prices for food, rent, and energy continue to climb. But the CPI says inflation is 3%. Why?
Because the formula was rigged:
If we used the 1980 formula, inflation today would be closer to 8–10%.
Meanwhile, U.S. debt just blew past $40 trillion. Interest alone costs over $1 trillion a year.
This is the Fed’s system: built on debt, fake money, and artificial interest rates. They can’t
raise rates without breaking things. They can’t cut without reigniting inflation.
So they stall. And you pay the price.
If your retirement depends on dollars holding their value—you’re exposed.
Substitution: If steak gets expensive, they pretend you bought chicken.
Hedonic Adjustments: If a product improves, they count it as cheaper—even if it
costs more.
Weighting: Essentials like food and housing are minimized. Tech and services
get overweighted.
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Wall Street Just Sounded the Alarm
Your Retirement Is On The Line
Markets could swing hard. A 10% to 20% correction would hit index funds, tech
stocks, and retirement accounts heavily tied to the S&P 500. When crowded trades
unwind, volatility tends to rise fast.
Traditional retirement portfolios are more exposed than you think. Most 401(k)s and
IRAs rely on U.S. equities and bond funds. If stocks drop while rates remain elevated,
both sides of the classic portfolio can suffer at the same time.
The debt and deficit crisis makes the next downturn more dangerous. With U.S.
debt above $40 trillion and interest costs soaring, Washington has far less room to
cushion the next downturn. That raises the risk of a longer, deeper correction.
Gold and silver are already acting like a safety valve. While Wall Street debates what
comes next, gold finished 2025 up roughly 65%, and silver surged more than 144%.
On November 4, 2025, the CEOs of Goldman Sachs and Morgan Stanley both cautioned
investors to expect a pullback. Speaking at the Global Financial Leaders' Investment Summit
in Hong Kong, Goldman Sachs CEO David Solomon said a 10% to 20% drawdown in equity
markets was likely sometime in the next 12 to 24 months. Morgan Stanley CEO Ted Pick
said on the same panel that investors should welcome drawdowns of 10% to 15% that are
not driven by a macro shock.¹
They are not alone. The International Monetary Fund has also cautioned that the risk of
a sharp correction has increased, and Federal Reserve Chair Jerome Powell and Bank
of England Governor Andrew Bailey have both raised concerns about elevated equity
valuations.¹ Wall Street may shrug. You should not.
Here’s what it really means:
This is not just another headline. It is confirmation that the old system is breaking, and your
money is still trapped inside it.
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Stocks Are Spinning.
Bonds Are Bleeding.
The System Is Unraveling.
The markets in 2025 and going into 2026 have been anything but normal. One week they
roar higher. The next week they erase hundreds of billions of dollars like it never existed.
The AI driven rally pushed markets to all time highs. Goldman Sachs CEO David
Solomon has said a 10% to 20% drawdown in equity markets is likely sometime in the
next 12 to 24 months.¹
Meanwhile, the debt problem has gone from bad to unmanageable. With the national
debt now above $40 trillion, interest costs are exploding. The government is paying
more than one trillion dollars a year just to cover interest. That pressure filters straight
into the economy. And the bond market is showing it. Rising yields are crushing bond
prices. Retirement accounts loaded with long term bonds have taken losses most
investors still have not processed.
Every 401(k) and IRA stuffed with index funds, tech heavy ETFs, and long duration bonds
has felt the pain. Some funds bounce. Some do not. And no one knows what happens
next, because markets today are driven by headlines, algorithms, politics, and central
bank improvisation.
You cannot build real wealth in a system that reacts to a tariff announcement, a Fed
rumor, an earnings miss, or an AI headline. That is not investing. That is gambling.
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The 401(k) Lie:
Why Most Retirements Will Fail
Mutual funds Index funds ETFs Bonds
Most people think they’re invested. But what they really own is paper:
And those paper assets? They all depend on one thing—confidence in a system that’s
cracking. If 2008 taught us anything, it’s this: markets can crash overnight. If 2020
reminded us of anything, it’s that central banks can prop them up—until they can’t.
And now, we are seeing the next chapter unfold.
Volatility is not just rising. It is accelerating. The AI bubble has pushed valuations to levels
we have not seen since the dot com era. Goldman Sachs CEO David Solomon has said a
10% to 20% drawdown in equity markets is likely sometime in the next 12 to 24 months.¹
The national debt has exploded past $40 trillion. Interest costs are surging. Credit
downgrades, currency instability, and geopolitical shocks are hitting the system week after
week. Yet millions of Americans are still pouring their retirement savings into Wall Street
as if nothing has changed.
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Most retirement accounts are still heavily tied to the U.S. dollar, Wall Street stocks, and
debt-based assets.
But the dollar is weakening. The bond market is unstable. And the Federal Reserve is boxed
in, unable to fight inflation without triggering a meltdown in stocks and real estate.
This is the 401(k) trap. A system built on paper wealth, inflated valuations, and blind trust
that tomorrow will look like yesterday.
Real wealth is built outside the system, not inside it.
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How Central Banks Are Quietly
Getting Richer
The smartest money in the world is making a move almost no one is talking about. While
everyday Americans are being told to “trust the system,” central banks are quietly hoarding
real assets.
For several years now, global central banks have been the largest buyers of gold on earth. In
2025 alone, they were on pace to purchase 900 to 1,000 tonnes, including 220 tonnes in the
third quarter. Much of this buying is off market and intentionally unreported.
Why? Because they see what is coming. They see a world shifting away from the dollar.
They see U.S. debt exploding past $40 trillion. They see inflation eroding confidence in fiat
currencies.
And they see new systems like Project mBridge giving nations a way to settle global trade
without using the U.S. dollar at all.
So they are not debating interest rates or hoping the stock market recovers. They are not
loading up on Treasuries or mutual funds.
They are buying gold. They are reducing exposure to U.S. debt, diversifying out of the dollar,
and preparing for a monetary reset.
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When the institutions that manage the monetary system are buying gold in size, it is worth
asking why.
When the people who control the system are rushing into gold and silver, and you’re still
sitting in a dollar-based portfolio—it’s not just a disadvantage.
It’s a setup.
And unless you start thinking like a central bank, you’ll be the one left holding the bag.
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Gold: The World’s Oldest
Escape Plan
2008 Global Financial Crisis
While the S&P 500 crashed over 50%, gold surged from $740 to $1,900 by 2011—a
157% rise. It didn’t just preserve wealth. It built it.
2020 COVID Panic
Markets imploded. Central banks printed trillions. Gold soared again—hitting an all-
time high above $2,000 while most portfolios were still underwater.
2024–2025: Inflation, Trade Wars, and Recession Fears
Over the past two years, gold has delivered one of its strongest runs in modern
history. In 2024, gold climbed more than 32%, breaking through key resistance levels
as inflation stayed elevated and global instability intensified. Then in 2025, gold
accelerated even faster, surging over 65% and smashing above $4,600 an ounce for
the first time ever.
When trust in a system collapses, people run to something real. That’s why gold has
outlasted every currency, every empire, and every market crash for over 5,000 years.
This isn’t theory. It’s history. Let’s look at what gold did when the system cracked:
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Now even the biggest players are moving.
Goldman Sachs expects gold to approach $4,900 an ounce by the end of 2026.² These are
among the largest institutions in global finance.
Central banks bought 863 tonnes of gold in 2025, including 220 tonnes in the third quarter.³
That is well above the 2010 to 2021 average of roughly 473 tonnes. China is reducing its
exposure to U.S. Treasuries and building its gold reserves as fast as global supply allows.
They are not guessing. They know what is coming. Gold is not just a hedge. It is an escape
hatch. It has no counterparty risk. No CEO to lie. No earnings report to miss. No printing
press to dilute it. Gold does not need trust in the system. When trust breaks down, gold
becomes the system.
If everything else in your portfolio depends on the dollar or the Federal Reserve, ask yourself
one question: What happens when those fail? Gold is your answer.
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Silver: The Most Undervalued
Asset in America
Gold gets the spotlight. But silver? That is the sleeper play.
Right now, silver is one of the most undervalued and overlooked assets in the entire market
— even after hitting new record highs. And it may not stay undervalued for long.
Let’s start with price.
By the end of 2025, silver had surged roughly 144% for the year, climbing past $80 per
ounce and marking its strongest performance since the late 1970s.
This breakout wasn’t a fluke. It was driven by soaring industrial demand, record ETF inflows,
and five straight years of global supply deficits.
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Today’s world runs on silver. It’s critical in:
Electric vehicles (more than twice as much silver as combustion engines)
Solar panels (the #1 industrial driver of silver demand)
Semiconductors, 5G, medical tech, and military-grade electronics
Water purification and antimicrobial applications
At the same time, supply is shrinking fast. The Silver Institute reported a 148.9 million-
ounce deficit in 2024 and expects another shortfall of roughly 95 million ounces in 2025.
That makes five straight years of global deficits — and the gap is still widening.
Low price. Rising demand. Tight supply. That is not a maybe. That is a setup.
Historically, silver outperforms gold in major bull markets. In the 1970s, gold rose 2,300%
— but silver soared nearly 3,000%. After 2008, silver surged more than 5× gold’s gains.
Today, we are in a similar moment. By the end of 2025, gold was up roughly 65% for the
year — an impressive move — while silver surged approximately 144%, climbing past $80
per ounce and setting new record highs.
And if industrial demand stays this strong while supply continues to lag, triple-digit silver
is not off the table.
Bottom line: gold is stability. Silver is torque. And smart investors are moving in before
the mainstream catches on.
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The IRA & 401(k) Wake-Up Call:
Diversify or Regret It
If you have a traditional 401(k) or IRA, it may feel like you’re diversified. But dig a little
deeper—and you’ll see most of these accounts are overloaded with Wall Street paper:
mutual funds, ETFs, and bonds, all tied to one thing—the U.S. dollar.
And that dollar? It’s weakening fast.
Inflation is quietly stealing your returns. Bonds are offering negative real yields. And markets
are increasingly propped up by central bank intervention, not genuine performance.
With a self-directed Precious Metals IRA or 401(k), you can shift a portion of your retirement
into tangible assets that aren't tied to Wall Street, the Fed, or political spin. When structured
properly as a direct transfer or direct rollover, funds can move between retirement accounts
without triggering taxes or early withdrawal penalties. Consultation with a qualified financial
or tax professional is recommended.
Gold has historically held its value when paper assets fail. Silver adds upside thanks to its
industrial demand. Combined, they offer a powerful hedge against inflation and system-wide
volatility. Even better—you own the metals outright.
Not a promise. Not a paper claim. But real wealth you can see and touch.
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The Truth About Gold ETFs
vs. Real Gold
You don’t own physical gold
You can’t take delivery
You’re exposed to fund managers, custodians, and counterparty risk
When it comes to building long-term wealth, few assets match the historical strength of
gold. But not all gold exposure is created equal.
Today, investors have a critical choice: physical gold through a Gold IRA—or paper exposure
through a Gold ETF. While both offer access to gold’s performance, the structure, taxation,
and ownership each provides are radically different.
Gold ETFs (like GLD) track the price of gold and trade like stocks. You’re not buying real
gold—you’re buying shares in a trust that holds gold or claims to mirror its price.
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You own real, tangible metal—not paper
It’s held in your name in a retirement account
It offers tax-deferred or tax-free growth (Traditional vs. Roth IRAs)
You’re not relying on the market, a fund manager, or a proxy to preserve your wealth
Gold ETFs might offer short-term trading flexibility, but they’re built on exposure, not
ownership. They move with markets—and can move against you.
Gold IRAs are different. They’re designed for resilience, long-term growth, and
retirement security.
If your goal is to shield your future—not just speculate on price—owning the metal outright
through a Gold IRA or 401(k) may be the smarter path forward.
Gold IRAs, on the other hand, offer direct ownership of IRS-approved physical gold or silver
stored securely in a depository.
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The Forecasts Are In
Gold is breaking records. Silver is surging. And now the world’s top analysts are issuing
forecasts that would have sounded extreme not long ago.
Goldman Sachs expects gold to approach $4,900 an ounce by the end of 2026.² That
forecast rests on central bank demand, ETF flows, and supply constraints.
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On the silver side, the setup is even more dramatic.
By the end of 2025, silver had surged approximately 144% for the year, climbing past $80
per ounce and setting new all-time highs. That move surpassed the 2011 peak. Industrial
demand is accelerating, supply deficits are widening, and monetary demand is rising
alongside gold.
The Silver Institute reports a fifth consecutive annual deficit in 2025 at 40.3 million ounces,
and forecasts a sixth in 2026 at 46.3 million ounces.4
Will prices move in a straight line? No. Volatility is part of the process. But the direction is
clear. Real assets are rising as flat purchasing power falls. And the world is waking up to
the limits of printed money.
The question is not whether gold or silver will rise.
The question is: Will you be positioned before they do?
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